Marshal Pay separates the card charge from the product purchase — then settles instantly, on-chain. Money moves the moment value is exchanged, into a wallet the recipient actually owns.
The customer pays by card. That charge funds a self-custodial wallet top-up — not the product itself. MID is a mutualized pool or a dedicated account, depending on tier.
Why chargeback exposure is reduced — the card charge (Leg 1) is a wallet top-up, not a goods-or-services purchase. That distinction, combined with timestamped dual consent and immutable on-chain proof of Leg 2, puts the merchant's dispute position on materially stronger footing. It does not make disputes disappear, and does not exempt the wallet top-up from cardholder dispute rights — it changes the structure of the argument in the merchant's favor.
Sign the SaaS agreement, select tier, provide branding. Account created, white-label config deployed.
Connect checkout via a single API endpoint. Sandbox provided; test transactions validated.
Consent flow and descriptor confirmed with the acquirer. Checklist signed off, live approval granted.
First live transaction processed. Dashboard activated. Dispute documentation pack delivered.