Every tier runs the same engine. Tiers differ by white-label depth, transaction volume, MID structure and support — not by capability. No setup fee gate, no monthly minimum below Starter. Integration fees start at $500 and scale to $5,000+ for custom Enterprise deployments.
| Capability | Starter | Growth | Scale | Enterprise |
|---|---|---|---|---|
| Monthly transactions | 500 | 5,000 | Unlimited | Unlimited |
| Transaction commission | 0.50% | 0.40% | 0.35% | From 0.30% |
| White-label depth | Marshal Pay branded | Your domain | Your app branding | Fully bespoke |
| MID structure | Mutualized pool | Mutualized pool | Dedicated MID | Acquirer relationship |
| Recurring billing | — | Included | Included | Custom contract logic |
| Dispute documentation pack | — | Included | Included | Included |
| Support | Priority | Account manager · 24h SLA | Embedded engineering | |
| Onboarding | 5 days | 3 days | 3 days | White-glove |
High chargebacks, cross-border ambition
Recurring billing complexity
Structurally high chargeback exposure
MID restrictions, very high chargebacks
Card exclusion, FX cost
Multi-seller settlement complexity
Instant reward payout, player retention
High dispute rates, cross-border deposits
Compliance note: click-to-confirm consent must be explicit, visible and timestamped at every tier. White-label deployment (Growth and above) requires SSL and a privacy policy covering wallet usage. EU merchants require a MiCA e-money classification review; US merchants require state-by-state money transmitter analysis before deployment.